What Does Bank of America See That Others Don’t?

A recent article at CNBC.com is entitled, Bank of America sees end of bull market coming in 2018: Here’s how it will happen. According to the article, Bank of America Merrill Lynch specifically predicts that the S&P 500 will top out at 2863. According to Michael Hartlett, chief investment strategist at Bank of America Merrill […]

How Much Money Do I Need to Retire?

Your needs in retirement are based on how much your anticipated living expenses will be.  This can vary significantly based on several factors.  Some examples include whether or not you have finished paying off your home mortgage, the amount of travel you have planned, and the costs associated with the activities or entertainment you will […]

Today’s Stock Market and Your Portfolio Allocation

There are two schools of thought on how to design an investment portfolio. In the first, a “static approach”, an investor puts together a collection of diversified stock and bond funds and leaves it alone, except for periodic rebalancing. In the second school of thought, a portfolio allocation should change over time to reflect the […]